The owner (a family member) has died and the mortgage company won’t speak to me, even though it is my home I am living in it. They are threatening to foreclose. What can I do?
If the home was titled solely in the owner’s name, you will need to file a probate case and ask the court to designate you as the personal representative of the owner’s estate. As personal representative, you will be able to communicate with the mortgage company. The probate court will determine who gets title to the home.